Freight Factoring, Explained Without an Affiliate Angle

TruckMars doesn't sell factoring and has no factoring partner, so this guide is written to help you evaluate any provider, not to steer you toward one.

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How Factoring Works

Turning a 30-to-60-day invoice into cash in a day or two, and what that actually costs.

Factoring Rates and Fees

The headline percentage is never the whole story. Here's what else to read.

Factoring Red Flags

A handful of contract terms are worth reading twice before you commit.

Why this exists

Factoring and Dispatch Solve Different Problems

A dispatch service finds and negotiates your loads. A factoring company gets you paid on an invoice faster than the standard 30-to-60-day broker terms, for a fee. They're not competitors and they're not substitutes, plenty of carriers use both. TruckMars is a dispatch service; we don't offer factoring and we don't have a factoring partner or referral relationship with any provider, so nothing in this section is written to point you toward a specific company. It exists so you can evaluate any factoring offer on its own merits.